[北美] 資本利得報稅

今年第一次要報 資本利得和薪資繳稅

想請教資本利得和薪資繳稅問題

目前查到的結果

long term captial gain if married

" 0 to $80,000 : 0% rate "

" $80,000 to $496,600 : 15% rate "

short term captial gain is based on federal income tax brackets

if married

$0 to $19,750 : 10%

$19,751 to $80,250 : 12%

$80,251 to $171,050 : 22%

假設目前我跟我老婆 earning income 大概在 $ 60000

目前 long term gain $ 9000 and short term gain $ 7000

total taxable income $60000 + $ 9000 + $ 7000 = $ 76000

第一個問題 這個級距是 after deduction or before deduction ?

如果before deduction

所以我要繳的稅 不算tax-deductible的話

大約是 $67000 (Earning income + short term gain)*0.12% = $ 8040 嗎?

long term capital gain 因為 total taxable income $ 76000 小於 $ 80000 所以是 0%

另外 如果我今年再多賣股票 假設 short term gain $12000

所以 total taxable income $60000 + $ 9000 + $ 12000 = $ 81000

那我要繳的稅 不算tax-deductible的話

變成 $72000 (Earning income + short term gain)*0.22% (超過$80,251) = $ 15840
嗎?

long term capital gain 變成 $9000*0.15 = $ 1350 ?

請問我這樣的算法對不對 ?

謝謝

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